Authorize.Net is a world renowned server-based transaction processing system that enables businesses to authorize, process, and manage credit card and electronic check transactions in a real-time, online environment from any computer with an internet connection and Web browser or on most PDAs (personal digital assistant) with a Palm OS that have wireless connectivity.  

Authorize.Net consists of the Virtual Terminal, WebLink, and optional eCheck and TRANSACT-SECURET  modules.  

How It Works


Consumer places an order with the merchant through any number of sales channels: Web Site, Call Center, Retail, Wireless or Broadband.


Authorize.Net detects an order has been placed, securely encrypts and forwards the Authorization Request to the Consumer's Credit Card Issuer to verify the consumer's credit card account and funds availability.


The Authorization (or Decline) Response is returned via Authorize.Net to the Merchant. Round trip this process averages less than 3 seconds.


Upon approval, the Merchant fulfills the consumer's order.


Authorize.Net sends the settlement request to the Merchant Account Provider.


The Merchant Account Provider deposits transaction funds into the Merchant's Checking Account.


Authorize.Net Virtual Terminal

The Authorize.Net Virtual Terminal replaces traditional authorization terminals or software and provides one of the best solutions for merchants who manually enter credit card transactions for mail or phone order sales. The Virtual Terminal is an ideal solution for businesses of all sizes.  It removes the complexity and expense normally associated with authorizing and processing credit card transaction, and is much faster than standard dial-up authorization systems.

Businesses with Authorize.Net simply access the Virtual Terminal through the Authorize.Net Web site using any industry standard Web browser.  After logging in using a unique user ID and password, merchants can access the complete range of Authorize.Net services.  This includes authorization for purchases, credits and returns, status and activity reports, uploading batch files and much more!

Authorize.Net WebLink
WebLink enables Internet Merchants to link their commerce-enabled Web site to Authorize.Net's secure payment transaction services.

Linking to Authorize.Net is very simple and only requires a few lines of HTML code that we provide.  Authorize.Net supports most available shopping cart software, so it integrates easily with most E-Commerce solutions.

Because the different Authorize.Net modules work together, Merchants can also check the status of transactions and run reports by logging into the Authorize.Net Web site and using the Virtual Terminal.   Also, payment information can be entered manually if customers call in to make purchases.

eCheck is a NetSolutions payment service that allows online and traditional merchants to accept and process electronic check payments; either directly from their Web site storefront or through the Authorize.Net Virtual Terminal.  No more waiting for weeks for a personal check to clear before sending out merchandise.  eCheck makes the process of taking personal checks much faster, safer and less expensive.


TRANSACT-SECURET guarantees all major credit cards and eChecks from purchaser based fraud up to $5000 per transaction. The patent pending server-based solution prevents purchaser identification fraud by empowering you, the merchant to automatically perform real-time multi-tiered authentication of the purchaser's identity during checkout. Fraudsters are prevented from committing credit card and eCheck fraud during checkout, and purchasers are prevented from committing "friendly fraud" by later denying their own transactions.

  • Prevents purchaser based identification fraud - backed by iShopSecure's100% Guarantee - up to $5,000 per transaction
  • Helps eliminate charge-backs & other losses due to identity fraud for online & telesales
  • Full reporting data logs
  • Stand alone key entered solution for telesales
  • Save money and protect your good standing with VISA and MasterCard
  • Built-in IP Tracking

AirPay is a software application that will run on most mobile devices allowing you to process credit card sales from any location with access to wireless service.

With AirPay, credit cards can be authorized, charged or credited without a traditional swipe terminal or conventional Internet connection. In addition, merchants can view reports from a mobile device. This service works in conjunction with an Authorize.Net account using the merchant's existing login ID and password. Authorize.Net features such as FraudScreen.Net and AVS filtering are available for AirPay transactions.

AirPay works on most mobile devices that have wireless connectivity.


For more detailed information and pricing options on Authorize.NetT please contact us  

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